There's a lot more to retirement than simply deciding "when" you want to make the transition. And it goes well beyond just the financial considerations, though clearly that's important too.
You should also consider things like:
How you'll spend your time
How your relationships might change and evolve
The psychology associated with the transition from savings to spending
Striking and maintaining a healthy balance between enjoying today while being prepared for tomorrow
Sustainable strategies to create income throughout your retirement
And a whole lot more
Related reading: Are You Retiring to Something?
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